Tuesday, July 13, 2004

Smart Card Applications

Smart cards focus on a large variety of individuals and industries. These cards are a benefit to healthcare providers, telecommunications, educational practices, travel, and the retail industry. The benefits even reach government organizations and financial services.
In the healthcare department, smart cards store personal medical histories. Smart Card technology enables the privacy and protection of patient records in the medical workplace as well as enabling the processing of patient information even if normal communications are nonfunctioning. This will provide crucial information, such as the tracking of medication and medical information, during emergencies. This information assures patient identity and makes possible the immediate verification of patient insurance coverage. The smart card can store full size medical records including x-rays and other graphics.
Smart Cards can store information regarding pre-paid calling plans and other services in the telecommunication industry. An example in the education industry would be the St. Thomas Student ID card. This card has the ability to be used for meal plans, credit/debit cards for on campus goods, check-out library books, access to buildings, and can be use in vending/laundry/copy machines.
In the travel industry, the smart card can be used to book flights, select seating, check-in, check bags, and can replace a drivers licenses or passport. Also in mass transit, smart cards can replace the token. In the retail industry, retailers can store consumer trends and consumer information. The smart card can be used as a loyalty card. When the consumer makes a purchase, points are awarded to the card and can be dispensed immediately. This eliminates the paperwork of most incentive programs.
The financial industry is more obvious. Currently, credit and debit cards are in circulation. Also, cash cards are another example in the financial industry. As far as the government organizations are concerned, information would be more accessible for them and less redundant in their files.

Alok Kumar Upadhyay
Search Engine Optimization and Placement Consultant India


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